Man its crazy how debt follows you and is like quick sand.
I finally at the beginning of this year got my credit card debt down to about 200 dollars. I was happy but then I got relaxed and it grew to 2,500 now. It feels like no matter how much i work at it it keeps growing.
Ive tried everything from leaving it at home or budgetting my income. Since Im a student and have inconsistent work and income its hard to judege how much I will have coming in and how often that will be.
Then this year I got the harsh reality of realizing the world now views me as an adult. I realized this when a hospital bill came in with my name saying I owe X amount. I figured whatever and put the letter to the side. Then another letter came in saying they will contact a credit agency to report me. This raised red flags because I have read so much saying to always watch my credit score because its as important as an education and breathing.
Now as an adult they dont go through my parents its straight to me! So i have to keep an eye on the mail to make sure there arent any bills coming in.
Warnings! Be careful with credit cards and be aware of your age because once you turn 21 the bills are waiting to make a dash at your wallet!
Sunday, May 17, 2009
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